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So at iBank.com we deal with small business loans quite a bit. We try to be the Ferari of small business loan lead generation by being the be all and end all to the small business seeking financing. The "i-CFO" if you will. Or even the "small business finance information bank."Since this is our industry we try and pay attention to anything that our small businesses are looking to for money or any other needs for that matter. A couple sites that we wanted to talk about here were the prosper.com and virginmoney.com sites. Both can be shortly described as personal loan facilitating web sites and their slogans are "Lets bank on each other" and "Changing the face of money" respectively.
Both very cool. Prosper.com allows an individual to get a loan based on an amalgamation of individual lenders (who are people, not companies or institutions). This allows someone to lend $50 toward a loan that someone wants $3000 for and all the interest rates that people are willing to offer that particular loan are averaged accross to determine what the final interest rate to the borrower is. Virginmoney.com seems to be a site that wants to be the support for the loan. You have to go out and get the money but they will help draw up loan contracts and payment schedules and the like.
Both of these sites seem very useful and allow borrowing to become personal again.
Robert Moore,
iBank Comm/Tech Team
(714) 549-4226 ex: 135
rmoore@ibank.com
3151 Airway, Building G-3
Costa Mesa, CA 92626
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