3/28/2007 Small business owners looking for loans must look beyond the large well known sources and contact local establishments

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Small business owners looking for loans must look beyond the large well known sources and contact local establishments

LOOKING FOR A SMALL BUSINESS LOAN? LOOK OUTSIDE YOUR COMFORT ZONE

COSTA MESA, CALIF. (Mar. 28 2007) - www.iBank.com, Are you looking to start a new business? Expand an existing one? Finding the perfect lending source can seem daunting, frustrating and especially exhausting. Whether you have A+ credit or something a little less, finding a funding source that is willing to listen to your story and act accordingly is becoming more and more difficult in today’s harried world of financial competition.
In the past most small business owners would turn to the logical choice for funding, a large bank. But according to a recent report from the California Reinvestment Coalition (CRC), which stated that not one of California’s 15 major business banks did a good job of lending to small businesses, especially those that are minority owned and located in lower income areas. These businesses are the ones most desperate to access capital so they can provide critical services and employment in low income neighborhoods.
“This study highlights the institutional barriers that small and minority-owned businesses continue to face when trying to expand their businesses,” said CRC Executive Director Alan Fisher as reported in company press release. According to the statistics from the study, “Since small businesses are the key to opportunity and hope in lower income communities, these barriers cut the heart out of the American ideal of equal opportunity.” Fisher went on to say, “This is a situation that must be remedied by major financial institutions, investigated by the U.S. Congress and scrutinized by the federal regulators who are responsible for overseeing these lenders.”
Throughout the United States, small business owners, especially the very small and minority-owned, face difficult challenges when dealing with large financial institutions. Most large banks want owners with perfect credit, established business credit and years in business. Small business lending is a niche market that is not being serviced by large banking institutions. Businesses in low income areas that employ local residents must receive help from all lending institutions, not just the small lenders.
With the passing of recent legislation, one government agency, the Small Business Association (SBA) has stepped up to the plate to help the little guys. This new legislation enhances the already successful SBA 7(a) and the 504 loan programs already in place. According to the FDIC Statistics on Banking report in 2006, the SBA 7(a) and 504 loan programs provide almost 40% of all the long-term small business lending. These programs promote low documentation with an 85% guarantee rate for loans up to $250,000. The loans can be made with a guaranteed 36 hour turnaround and supports greater regional SBA office resources, which helps community banks focus more attention on the needs of local families and businesses. With this new program it will expand the number of lenders nationwide that will offer SBA products. This will help the community bankers around the country to better service their small business customers
“The Independent Community Bankers of America (ICBA) supports this small business friendly legislation,” said James P. Ghiglieri, Jr., ICBA chairman and president of Alpha Community Bank in Toluca, Illinois, as reported in their newsletter. “This bill will greatly improve the ability of small businesses to access needed capital through community banks using the SBA loan programs.”
Community banks are a viable alternative for small business owners looking for funding sources. Community banks are the backbone as lending sources to small business owners. They provide needed attention to local families and channel most of the loans to local residents and neighborhoods. To keep these banks growing, officers are available to customers daily because they are involved with the community and most importantly they know their customers personally and are willing to consider family history and character when deciding to make a loan. Decisions are made at the local branches and not at corporate headquarters as with large banks. Large banks handle corporate America and community banks represent their small business communities.
“The main difference is that community banks have a “commitment” to fund SBA loans to small businesses as opposed to larger banks which simply “offer” the product,” said Bill Sorotsky Vice President / BDO of Inland Community Bank. “My bank is a PLP lender, a designation given to banks that are committed to the SBA program. As a business bank (as compared to a retail bank) we are dedicated to making commercial loans and developing a business relationship on an appointment basis.”
Small business owners can count on their local community banks, as proven with their increased growth in 2005. According to the Small Business Administration, during 2005 more new community banks opened for business since 1999. There are nearly 9000 community banks throughout the United States which constitute 95% of all banks. They are considered a critical source of small business lending which is important because small businesses are a very important part of the US economy, accounting for over 50% of non-farm private Gross Domestic Product.
Everyone should support the growth of small businesses. America has 25 million small businesses and employs more than 50% of the private work force. Small businesses are the principal source of new jobs in the U.S. Small business development is the future of the American economy and lenders should be in the forefront of the fight for small business expansion and stability.
“Community banks represent what’s great with America,” said Tom Markel, CEO and Chairman of Credentrust Software which powers iBank.com. “Institutions that take care of small businesses in their own communities are important to us at iBank.com. We represent many community banks on our small business network of lenders. We are dedicated to helping the small business owner find funding and any other resources they may need to succeed.”

About iBank.com

Based in Costa Mesa, Calif., www.iBank.com, is America’s largest online small business Finance network. The network helps small businesses collect and store all business information inside a secure online VAULT; it helps create a digital loan package, and insurance and investor application packages. Formed in 1999, www.iBank.com utilizes advanced search engine technology, and numerous other online tools for communication and connecting in real time with a nationwide network of loans, insurance and capital sources for a faster, easier, and lower cost experience.

iBank.com
Kathryn Johnson,
Co-Directors of Communication Technology
(714) 549-4226 ex: 125/127
kjohnson@ibank.com
3151 Airway, Building G-3
Costa Mesa, CA 92626

3/12/2007 The New York Capital Area's preferred SBA Lenders are reaching out to small businesses

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The New York Capital Area's preferred SBA Lenders are reaching out to small businesses

FINDING A SBA LENDER IN THE NEW YORK AREA

COSTA MESA, CALIF. (Mar. 12 2007) - www.iBank.com, Making sure that business proposals are in order, detailed and include sufficient funding requests, are the signs of a knowledgeable small business borrower. Doing the research before applying for a loan is one of the most important things for the small business owner. Acquiring the correct loan, the correct amount needed and not underestimating the cost of the loan are the steps leading to the perfect lender and the perfect loan.
“SBA loans and their lenders are a real asset to the small business borrower,” said Tom Markel, CEO and Chairman of Credentrust Software that powers iBank.com. “Running all over town finding the right SBA lender is a thing of the past. With today’s technology and advance software used by ibank.com, small business owners have the capability of filling out just one application, store it in an online secured Vault, and then have the lenders come to them. All in real time, 24/7, anytime anywhere.”
According to the December 2006 issue of the SBA newsletter, Inside the New York District, Bank of America, lender on the iBank.com financial network, won the Pinnacle Award for most loans for the quarter. Bank of America had the most 7(a) loans with 1,218, and closed 99 loans for $2,810,700. Another iBank.com network lender Washington Mutual closed 59 loans for $2,344,000. iBank.com also works with Citibank which closed 50 SBA loans for $2,426,200.


Other commercial lenders in the New York area are Manhattan Borough Development Corp, Community Development Corp. of Long Island, New York Association for New Americans, Renaissance Economic Development Corporation, and the Brooklyn Economic Development Corporation. All but one of the above mentioned financial institutions service the New York area and its surrounding five boroughs.
The SBA administers three separate loan programs and sets the guidelines while its partners make the actual funding decisions to small businesses. These are independent lenders that receive full faith and credit backing from the Federal Government. The local SBA office for the New York district is located at:
26 Federal Plaza, Suite 3100
New York, NY 10278
(212) 264-4354 Phone
(212) 264-4963 Fax
“The convenience of the internet and iBank has provided an easy way for the borrower to submit a SBA proposal. Moreover, this convenience has allowed the lender to gather hundreds of loan request and process them with our prequal questions or, in some cases, full blown applications,” said Erik Hamilton, iBank’s Lender Business Development Manager. “We’re breaking down the boundaries that often time surround the SBA loan process. Our system helps the borrower to take a difficult application and get it into the hands of qualified commercial lenders. And that’s what it’s all about, connecting the right borrower with the correct commercial lender.”



About iBank.com
Based in Costa Mesa, Calif., www.iBank.com, is America’s largest online small business Finance network. The network helps small businesses collect and store all business information inside a secure online VAULT; it helps create a digital loan package, and insurance and investor application packages. Formed in 1999, www.iBank.com utilizes advanced search engine technology, and numerous other online tools for communication and connecting in real time with a nationwide network of loans, insurance and capital sources for a faster, easier, and lower cost experience.

iBank.com
Kathryn Johnson,
Co-Directors of Communication Technology
(714) 549-4226 ex: 125/127
kjohnson@ibank.com
3151 Airway, Building G-3
Costa Mesa, CA 92626

3/8/2007 Customer Service Continues to be Job One with iBank.com

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Customer Service Continues to be Job One with iBank.com



/PRZOOM - Newswire/ - Starting today iBank.com extends its customer service hours which includes nights and weekends.



Costa Mesa, CA, United States, 03/08/2007 – Continuing the dedication of personal contact, iBank.com has extended its customer service hours from 6 pm to 5 am the next morning, including weekend hours between 9am until 10pm. Customer satisfaction and quality service is of the utmost importance to Credentrust Software’s CEO and Chairman Tom Markel. Credentrust Software which powers iBank.com, is dedicated to helping the small business owner find funding, insurance and investors.
“iBank.com wants the customer to feel welcomed and informed when they contact us by phone or email,” said Markel. “Small business owners contact us 24/7 not just during normal business hours, so we’ve decided to add customer service representatives to handle the overflow of phone calls that come in after 5 pm. We want the borrower to have a great experience at iBank.com whether online or on the phone. Personal contact is very important in today’s busy marketplace and we want iBank.com to connect with each and every borrower.”

The new overseas telecommunications service center will make outgoing calls to all borrowers with questions and those looking for information on purchasing the FinanceSuite from iBank.com. The call center will pick up the emailed messages starting at 6 pm and will continue until the following morning at 5 am, Monday through Friday. The messages will also be answered Saturdays and Sundays from 9am until 10pm. The service center will only call back borrowers that send email questions to support.

iBank.com is proud of its customer service department because of the outstanding interpersonal skills shown by its employees. Dealing with iBank.com’s professional service representatives, the borrower will be backed by a group of highly trained professionals with a combined total of 100 years in the industry. If small business owners do their banking in the morning or at 11pm, iBank.com is ready to handle any question, big or small. iBank.com is here to make the small business owner happy and satisfied.

About iBank.com

Based in Costa Mesa, Calif., iBank.com, is America’s largest online small business Finance network. The network helps small businesses collect and store all business information inside a secure online VAULT; it helps create a digital loan package, and insurance and investor application packages. Formed in 1999, iBank.com utilizes advanced search engine technology, and numerous other online tools for communication and connecting in real time with a nationwide network of loans, insurance and capital sources for a faster, easier, and lower cost experience.

3/8/2007 Starting today iBank.com extends its customer service hours which includes nights and weekends

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Starting today iBank.com extends its customer service hours which includes nights and weekends

CUSTOMER SERVICE CONTINUES TO BE JOB ONE WITH iBANK.COM

COSTA MESA, CALIF. (Mar. 08 2007) - www.iBank.com, Continuing the dedication of personal contact, iBank.com has extended its customer service hours from 6 pm to 5 am the next morning, including weekend hours between 9am until 10pm. Customer satisfaction and quality service is of the utmost importance to Credentrust Software’s CEO and Chairman Tom Markel. Credentrust Software which powers iBank.com, is dedicated to helping the small business owner find funding, insurance and investors.
“iBank.com wants the customer to feel welcomed and informed when they contact us by phone or email,” said Markel. “Small business owners contact us 24/7 not just during normal business hours, so we’ve decided to add customer service representatives to handle the overflow of phone calls that come in after 5 pm. We want the borrower to have a great experience at iBank.com whether online or on the phone. Personal contact is very important in today’s busy marketplace and we want iBank.com to connect with each and every borrower.”
The new overseas telecommunications service center will make outgoing calls to all borrowers with questions and those looking for information on purchasing the FinanceSuite from iBank.com. The call center will pick up the emailed messages starting at 6 pm and will continue until the following morning at 5 am, Monday through Friday. The messages will also be answered Saturdays and Sundays from 9 am until 10 pm. The service center will only call back borrowers that send email questions to support@credentrust.com
-more-
.
iBank.com is proud of its customer service department because of the outstanding interpersonal skills shown by its employees. Dealing with iBank.com’s professional service representatives, the borrower will be backed by a group of highly trained professionals with a combined total of 100 years in the industry. If small business owners do their banking in the morning or at 11 pm, iBank.com is ready to handle any question, big or small. iBank.com is here to make the small business owner happy and satisfied..



About iBank.com
Based in Costa Mesa, Calif., www.iBank.com, is America’s largest online small business Finance network. The network helps small businesses collect and store all business information inside a secure online VAULT; it helps create a digital loan package, and insurance and investor application packages. Formed in 1999, www.iBank.com utilizes advanced search engine technology, and numerous other online tools for communication and connecting in real time with a nationwide network of loans, insurance and capital sources for a faster, easier, and lower cost experience.

iBank.com
Kathryn Johnson,
Co-Directors of Communication Technology
(714) 549-4226 ex: 125/127
kjohnson@ibank.com
3151 Airway, Building G-3
Costa Mesa, CA 92626

3/7/2007 Protect your small business against Mother Nature, man made disasters or medical emergencies with the correct commercial insurance

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Protect your small business against Mother Nature, man made disasters or medical emergencies with the correct commercial insurance

IS YOUR BUSINESS COVERED AGAINST THE UNEXPECTED?

COSTA MESA, CALIF. (Mar. 07 2007) - www.iBank.com, Protecting your business against vandalism and theft is what most small business owners expect when buying commercial insurance. What they don’t expect is dealing with a huge tree crushing the roof of their small business office. Is your business protected against the unexpected intruder or tree branch? Small businesses (with less than 20 employees) often disregard the impact a major life event can have on the owner and his or her family. If a business owner is suddenly faced with a $1,000 or a $500,000 obligation from either a medical problem, disability or something else, what happens to his or her attention to work? The following information is what small business owners should know when buying commercial insurance.
One of the most important small business investments is the building which houses the company. Protecting the property should be high on the to do list. Insurance, which means the promise of repayment and the security against future loss, comes in many forms and policy specifics. The different types of insurance include life, liability, health, dental, automobile, business interruption, business life insurance, disability, general liability, property and an employee benefit program. As a small business owner, one of the most important policies is property insurance. If a disaster strikes, man made or Mother Nature, the possibility of being wiped out is tremendous and that’s why most smart business owners carry Business Owner Policies or BOP’s for short. Another commercial product is the Commercial Package Policy or CPP. When buying insurance always deal with an agent that is licensed in the state.
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“We can help employers and individuals with their needs,” says Earl Jacobs, owner, manager of Allied Health & Life, licensed in Florida, Louisiana, Georgia, Mississippi, Texas and Connecticut.” We all need peace of mind and financial security. That’s what my agency sells and we understand the need to keep costs down. I’m a small business owner too.”
BOP’s are package policies created for the small business owners to save costs and to make sure that the business and owner are covered for most catastrophes or interruptions of business. These packages combine property and liability protection. Some small trade contractors can also be BOP eligible. The basic BOP package includes the following forms of insurance:

* Property insurance – which provides coverage for business buildings, equipment and all contents owned by the business. “Named Peril” policies cover specific events (fire, wind damage, vandalism, etc.) that are named in the policy. “All

Risk” as the name suggests covers all events except those specifically listed as exclusions. Property losses are considered “replacement cost” or “actual cash value” basis in terms of repayment.

* Business interruption insurance – helps protect the small business owner in the event of an unexpected interruption of day to day business activities. Catastrophes can ruin a small business so this type of insurance protects the owner and also helps with the extra expenses of running a business from a temporary location.
* Liability protection insurance – covers legal liability if the business or business owner harms another person. This type of insurance also covers the business employee against fault if they injure another person. A widely used form of liability insurance is the Commercial General Liability. This type of coverage covers many liability issues under one contract.

These types of policies don’t usually cover workman’s compensation, health, disability, auto or professional liability insurance. Other types of insurance that a small business owner might consider, depending on the location of the business, is Crime Insurance which protects against robberies and employee theft; Business Life Insurance
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which covers the death of the owner; and Disability Insurance which covers the owner in case of disability. Large employers with more than 20 employees already know the importance of these benefits but the small employer operates on a closer, more personal relationship and is usually so busy; they don’t have the time to devote to these things.
“Too many times businesses try to skate by without the proper insurance,” said Patti Abbott-Bozzo, Manager - Commercial Lines Division at Anthony R Davis Agency Inc.
“What they fail to realize is that they are banking on their businesses to not have a loss. That’s a major gamble you are taking with a business, that you worked hard to build”.
As small business owners plan for the future they must always make sure they have adequate coverage, so as not to be destroyed or devastated by events or disruptions. According to the Virginia Property Insurance Association, they suggest business owners should insure their property for at least 80% of its value. This is called “coinsurance” and this reflects the minimum amount of insurance the company must have before companies will reimburse for partial losses. Always check periodically to make sure you have enough insurance to keep up with inflation and the economy. Shopping around for the
best coverage and the best rate is the smartest way to run a business. Check the background of the agent and the insurance company to make sure they are eligible to sell property and casualty insurance in the state before making any big decisions. Small business owners should carefully read over their policy plan before buying to make sure they understand all specifics and to know if there is any exclusion to their policy. Check with your agent to see if they offer discounts for good risk management practices, such as if your business is installed with security systems, fire alarms, smoke detectors and sprinkler systems. As stated earlier, businesses should always carry adequate coverage for replacement value. To help with this expense try a higher deductible.
Businesses that withstand and recover from disasters are those that are prepared. Having adequate business insurance is a necessity, but planning for future problems is a role that all small business owners must take to survive. Owners must have a very detailed plan which includes employee training in disaster preparedness, setting up the companies’ emergency response plan, keeping duplicate records, modernizing business
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systems, having a fire resistant building, and constantly planning for the worst case scenario. Since large corporations are able to withstand major disasters better than small
businesses, expert insurance agents can help the owner get the exact coverage needed for each individual business. Identifying and preparing for certain risk factors will help a small business survive any disaster.
“Having the proper insurance is just as important as any other part of a solid business plan,” said Pete Gray, Senior Insurance Network Manager at iBank. “As we have unfortunately seen over the past decade, no one is 100% safe from disasters and accidents. But having the right policy, can determine whether or not your business is able to make it through tough times.”
According to the Small Business Administration, there are many organizations available to help businesses recover from disasters. Some examples are the Centers for Disease Control and Prevention at www.cdc.gov; the Consumer Product Safety Commission at www.cpsc.gov; the Federal Emergency Management Agency at www.fema.gov; the Occupational Safety and Health Administration at www.osha.gov and the Small Business Administration at www.sba.gov. Immediate help can be found at the American Red Cross at www.redcross.org and the National Emergency Management Association at www.nemaweb.org.
Finding the perfect insurance agent should not be time consuming or difficult. To find an agent in your local area, business owners can scour the yellow pages or click on www.iBank.com. On the home page click on the Insurance Center, choose the appropriate insurance category, type and location and find agents that can help the business with all their insurance needs. After filling out the search bar and choosing the type of insurance, the owner can click directly to the agent and fill out multiple applications. For a faster more streamlined approach business owners can let iBank.com do all the searching. Using iBank.com’s nationwide network of insurance agents, the small business owner fills out just one application and waits for the agents to contact them for the best rates and policies. iBank.com was created in 1999 to help the small business owner get the funding and other resources needed to start or expand their business. To keep your small business running smoothly let iBank.com find your next insurance agent.

“We have strong relationships with national carriers and real-time rating that enables us to serve iBank customers effectively and efficiently,” said Jeannie M. Hernandez/Direct Sales Manager on behalf of John Pergande CEO, InsureZone Family of Companies. iBank and InsureZone share a common vision - to meet the needs of the customer - bar none.”


Contributors for this article are:

Jeannie M. Hernandez/Direct Sales Manager, on behalf of John Pergande CEO, InsureZone Family of Companies, Jeannie Hernandez, jhernandez@insurezone.com

Patti Abbott-Bozzo, Mgr - Commercial Lines Division, Anthony R Davis Agency Inc
200 E Grove St, Westfield, NJ 07091
Tele #(908)233-8040 (Ext #113)
Fax #(908)233-6414
Email: pat@ardavisagency.com

Earl Jacobs, Allied Health & Life, 9400 4th. St. N. #201 St.Petersburg, FL 33702, 800-535-6327
insuranceonline@msn.com



About iBank.com
Based in Costa Mesa, Calif., www.iBank.com, is America’s largest online small business Finance network. The network helps small businesses collect and store all business information inside a secure online VAULT; it helps create a digital loan package, and insurance and investor application packages. Formed in 1999, www.iBank.com utilizes advanced search engine technology, and numerous other online tools for communication and connecting in real time with a nationwide network of loans, insurance and capital sources for a faster, easier, and lower cost experience.

iBank.com
Kathryn Johnson,
Co-Directors of Communication Technology
(714) 549-4226 ex: 125/127
kjohnson@ibank.com
3151 Airway, Building G-3
Costa Mesa, CA 92626

3/5/2007 iBank.com Finally Hits the Television Airways Continuing its Quest for Paperless Advertising

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iBank.com Finally Hits the Television Airways Continuing its Quest for Paperless Advertising



/PRZOOM - Newswire/ - iBank.com will premiere its new television commercial in March, which is targeted to small business owners.



Walnut, CA, United States, 03/05/2007 – iBank.com, America’s largest online small business financial network, begins running a new 30 second commercial with a pro ecology spin that is targeted to small business owners. This new forum into the advertising world continues the premise of iBank.com’s dedication to paperless marketing. The commercial will premiere March 5th in the larger San Diego Metropolitan Area on four cable channels, the History Channel, ESPN, Discovery Channel and CNBC.
“This is a very exciting time for iBank.com,” said CEO and Chairman Tom Markel. “We’ve never advertised on such a large scale before and we hope that small business owners within the San Diego areas watch and respond to our new commercial. Since 1999 iBank.com has helped small business owners find financing, equipment leasing, insurance and more recently, capital. Hopefully business owners in San Diego will see the potential benefits that iBank.com can offer.”

iBank.com prides itself as an ecologically correct company because it is completely paperless. The company handles all transactions and applications online, which saves the environment. iBank.com’s goal of helping to preserve the earth’s resources for future generations starts with paperless advertising.

As stated in the commercial, small business owners can apply online 24/7 and have access to their business information anytime anywhere. The business owner is encouraged to use their assigned secured online Vault. This can hold everything from business proposals, income tax returns, personal information and even important property photos and decreasing the use of natural resources while improving our environment. iBank.com helps the small business owner concentrate on the important things, like running there business efficiently.
“After years of trial and error we have finally found an online company that is doing loan finance processing right,” said Gary H., President of Creative Capital Associates. “iBank has built a robust behind the scenes solution that allows lenders to fully customize their loan criteria. From our perspective it provides an easy to use interface with prospective borrowers and expedites their requests for financing."

About iBank.com
Based in Costa Mesa, Calif., iBank.com, is America’s largest online small business Finance network. The network helps small businesses collect and store all business information inside a secure online VAULT; it helps create a digital loan package, and insurance and investor application packages. Formed in 1999, iBank.com utilizes advanced search engine technology, and numerous other online tools for communication and connecting in real time with a nationwide network of loans, insurance and capital sources for a faster, easier, and lower cost experience.

3/5/2007 The Real Estate Division of the Capital Center is designed for commercial real estate investors to find partner investors for lucrative deal

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The Real Estate Division of the Capital Center is designed for commercial real estate investors to find partner investors for lucrative deals.

iBANK.COM ANNOUNCES ANOTHER FIRST WITHIN THEIR CAPITAL CENTER

COSTA MESA, CALIF. (Mar. 05 2007) - www.iBank.com, iBank.com hits another first with the introduction of the Real Estate Division within the newly installed Capital Center. This new division lets commercial real estate investors and developers find like-minded investors to provide additional financing for current deals. iBank.com has designed the application and filter system specifically to allow investors to locate partners for lucrative deals without having to search listings and directories.
“This new application form will give commercial real estate investors the opportunity to efficiently network with other investors whose investment interests match their own,” said Marcus Brutoco, Senior Business Development Manager-Capital for Credentrust Software. “With the Real Estate Division of our Capital Center we were able to design an online forum that opens new possibilities for real estate investors to operate with increased access to capital sources.”
Real estate developers and investors using iBank.com’s Real Estate Division of the Capital Center will have the chance to be seen by a network of investors whose investment strategies are compatible with the profile of the posted deal. This is an industry specific form that is designed for commercial real estate investors who want to partner up with other real estate investors from around the country. This solves the deal-finder and primary investor’s need for additional financing while simultaneously allowing other investors locate the most lucrative deals around.
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With iBank.com’s proprietary online secure vault, a business can create, upload and store their entire business file cabinet of information online. The business then chooses the application type within the vault that they wish to use; data from the vault will pre-fill all the necessary information and build a professional Digital Real Estate Investment Package (DIP). The vault is easy to use and is self-guided, which gives the business a step by step guide to build a professional DIP which eliminates paper, fax, and postage. The interested investors can then log on to the applicants’ vault and review the materials. The investor will have instant access to complete business plans that have already been selected by our 16-filter system to match the investor’s preferred type of company. iBank’s software facilitates a faster and easier capital finance process, which benefits both the small business owner and investor.



About iBank.com
Based in Costa Mesa, Calif., www.iBank.com, is America’s largest online small business Finance network. The network helps small businesses collect and store all business information inside a secure online VAULT; it helps create a digital loan package, and insurance and investor application packages. Formed in 1999, www.iBank.com utilizes advanced search engine technology, and numerous other online tools for communication and connecting in real time with a nationwide network of loans, insurance and capital sources for a faster, easier, and lower cost experience.

iBank.com
Kathryn Johnson,
Co-Directors of Communication Technology
(714) 549-4226 ex: 125/127
kjohnson@ibank.com
3151 Airway, Building G-3
Costa Mesa, CA 92626